Jemin Jo, Associate

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Jemin holds a Bachelor of Laws and Bachelor of Commerce from the University of Western Australia. He has also completed a Postgraduate Diploma in Accounting from Curtin University and holds a Graduate Diploma in Legal Practice from the College of Law.

Jemin was admitted as a Lawyer to the Supreme Court of Western Australia in August 2013 and has experience in civil and commercial law. He regularly appears in various courts and tribunals in Western Australia.

In his free time, Jemin enjoys travelling and playing sport – in particular, he enjoys tennis.

Accreditations & Memberships

  • Member of the Law Society of Western Australia

Success Stories and Publications

Bank Attempting to Repossess Client's Home Blocked

Our solicitor Jemin Jo represented a 46-year-old male regarding a Supreme Court of Western Australia matter whereby a bank was attempting to possess a property that the client had owned jointly with his former partner whom he was separated from for more than 2 years.

Upon receiving the Writ of Summons and obtaining legal advice from our office, our client filed a complaint to the Financial Ombudsmen Services (“FOS”).

We were able to successfully convince the bank to suspend the Supreme Court matter until the FOS dispute could be resolved. We relied upon the Banking Code of Practice (“Code”), which the bank was a signatory to, that imposed an obligation that enforcement actions are suspended when a customer makes a complaint to the FOS.

Following this, the client provided a statement of financial position to the bank in which the bank sent an offer to the client which was unacceptable as the repayment amounts that were demanded were unsustainable for our client. The offer was rejected and the matter was referred to a conciliation conference by telephone.

At the conciliation conference, Jemin was able to demonstrate his mediation and negotiation skills. By pointing out several contraventions in the Code by the bank such as the obligation to help its customer work out reasonable repayment plans and to assist them with meeting their obligations and by pointing out the fact that the bank had failed to notify our client of the various alleged defaults despite being a co-owner of the property (the various breach notices were sent to the client’s former partner, hence the client only became aware once proceedings were filed and served on him), a favourable outcome for our client was able to be reached.

The bank agreed to conduct a full valuation of the property at their expense, extend the loan term and even waive their legal costs regarding the enforcement procedure that the bank incurred to date.

This case illustrates the importance of good mediation and negotiation skills and the value of a solicitor like Jemin Jo in reaching favourable settlement outcomes. A favourable settlement outcome can save substantial amounts of money and time for clients that would otherwise lead to continued litigation and uncertain results.

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