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In New South Wales, consumer claims relating to the supply of goods and services are dealt with under the Fair Trading Act 1987 and the Australian Consumer Law. This includes disputes over monies, and the purchase of vehicles for private use. A consumer claim is made against a supplier carrying on a business and not against a private person. This page deals with consumer claims in New South Wales.

Jurisdiction

Consumer claims of under $100,000 will need to be commenced in the NSW Civil and Administrative Tribunal (NCAT). NCAT is designed to be a cost effective and efficient means by which to resolve disputes. Normally once an application is lodged the first hearing date will be set within six weeks. In most cases you will also have to participate in a conciliation hearing in an attempt to resolve the matter between the parties without the need for the matter to proceed to trial. The time limit for making an application to NCAT is three years from when the cause of action arose, and the goods or services had to have been supplied no more than 10 years prior to the application being lodged.

Consumer claims in NSW with a monetary value of more than $100,000 will be determined in the court with the appropriate monetary jurisdiction.

How to lodge Consumer Claims in NSW for the supply of goods and services

If your consumer claim is $100,000 or less then you can lodge an application with NCAT. This can be done by either lodging the application online, or by downloading a Consumer Claim Application Form, and filing it with your local NCAT registry. You will be required to identify what the dispute is about, where the goods or services were purchased from, and whether they were purchased online. 

An important part of the application will be clearly describing the orders you want the tribunal to make. These can include:

  • an order that the supplier is to pay you an amount of money
  • an order that you don’t have to pay the supplier an amount of money
  • an order for work to be performed or services provided
  • an order to repair or replace faulty goods, or
  • an order for a refund and the goods to be returned. 

To ensure your claim is successful you will need to explain why you are asking for such an order to be made. It is important to be as clear as possible, and include as much information required for the tribunal to make a determination. 

You will also need to attach to the application documents and other evidence of the purchase, such as:

  • warranties
  • photographs if the product is faulty or work is unfinished
  • receipts
  • invoices, and
  • contracts.

If the business, or supplier, is a company you will also need to attach an ASIC company or business name extract. These can be purchased from the ASIC website.  

How to lodge a Consumer Claim that relates to a Motor Vehicle in NCAT

NCAT also determines matters relating to consumer claims relating to the purchase of a motor vehicle from a motor dealer which is used for private use, such as:

  • disputes over warranties
  • unsatisfactory repairs
  • faulty new cars
  • disputes between dealers and manufacturers about vehicle supply contracts, or
  • unjust conduct under the Motor Dealers and Repairers Act 2013

To lodge a claim, you can apply online, or download the Motor Vehicles Consumer Claim Application Form, and file in your local registry. You will need to be able to clearly identify what the dispute is about, when the cause of action arose, and whether the matter has been referred to NSW Fair Trading

While the jurisdictional limit in NCAT is $100,000 for consumer claims, this does not apply if the vehicle is new and is for private use (section 79S(6)(a) of the Fair Trading Act 1987). Some motor vehicle claims may have more than one respondent such as where repairs were undertaken, but the parts supplied by the manufacturer were defective. You therefore may claim against the person who did the repairs and the manufacturer. 

In these situations NCAT may make orders that one person is to pay money, and another is to replace the goods. It is important to identify what orders you are seeking, and to provide evidence as to your claim including any quotes to have the vehicle repaired, if appropriate.

If the matter relates to unjust contract disputes then you will need to download the Motor Vehicles Application Motor Dealers Unfair Contract Dispute Form, and have attempted mediation with the NSW Small Business Commissioner.

If you require legal advice or representation in any legal matter, please contact Go To Court Lawyers.

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Frequently Asked Questions

What is the difference between a consumer claim and a regular civil dispute in NSW?

A consumer claim is specifically made against a supplier carrying on a business for goods or services provided, not against private individuals. These claims are governed by the Fair Trading Act 1987 and Australian Consumer Law, providing special consumer protections. Regular civil disputes can involve any parties and don't have the same consumer-specific remedies and protections available under consumer legislation.

Which court handles consumer claims over $100,000 in NSW?

Consumer claims in NSW exceeding $100,000 are determined in the court with appropriate monetary jurisdiction, typically the District Court or Supreme Court depending on the amount. Claims under $100,000 must be lodged with the NSW Civil and Administrative Tribunal (NCAT). The specific court depends on the monetary value and complexity of your consumer claim matter.

How much does it cost to get legal advice about a consumer claim in NSW?

Go To Court Lawyers offers a fixed consultation fee of $295 to discuss your consumer claim matter. This consultation will help you understand your rights under NSW consumer law, assess the strength of your case, and determine the best approach for your dispute. Additional costs may include NCAT application fees and potential legal representation fees if your matter proceeds.

How can a lawyer help me with my NSW consumer claim?

A lawyer can assess whether your dispute qualifies as a consumer claim under NSW law, help gather evidence to support your case, and guide you through the NCAT application process. They can represent you at conciliation hearings, negotiate settlements, and advocate for you at tribunal hearings. Legal representation significantly improves your chances of achieving a successful outcome in consumer disputes.

What are the time limits for making a consumer claim in NSW?

You have three years from when the cause of action arose to lodge a consumer claim application with NCAT. Additionally, the goods or services must have been supplied no more than 10 years prior to making the application. These strict time limits mean you should act quickly if you have a consumer dispute to avoid losing your right to claim.