By James Stevens, Director and Solicitor, Go To Court Lawyers. Last reviewed 20 April 2026.

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Fines are monetary penalties given to a person for breaking a law. In New South Wales, a fine may also be called a penalty notice, an infringement notice, an on the spot fine, a ticket or a Criminal Infringement Notice (CIN). Fines can be issued by the court, by the police or by other government agencies, such as City Rail or local councils. Fines are imposes as a number of penalty units. The value of a penalty unit changes over time as the value of money changes. This page deals with fines in NSW.

Private fines in NSW

A private company may fine you if it says that you broke an agreement it had with you - for example, by parking longer than allowed in a private car park. Other private fines include fees for overdue videos or library books. If they want to enforce the fine they can file a Statement of Claim in the Local Court. To be successful it must be proved that you entered into a contract with them and breached that contract. These fines cannot be enforced through the State Debt Recovery Office (SDRO).

If you don’t pay a toll you will be sent a notice for payment of the toll plus an administration charge will usually be added on. It is not a fine. You can pay the toll, object to it, or complete a statutory declaration if you were not the driver.

If you don’t do one of these things you will be sent a penalty notice (this is a fine) for the offence of non-payment of a toll. This can be enforced through the SDRO.

Court fines

If you are fined by the court you are given 28 days to pay. If you can’t pay within that time, you can apply to pay by instalments or for an extension of time of up to 3 months.

You can lodge an appeal - either because you say you’re not guilty, or because you believe the penalty is too severe, within 28 days of being fined. You should get legal advice before you file an appeal.

If you were not at court when the case was heard you may be able to have the decision annulled (cancelled) and the case re-heard. An application to do so must be filed within two years of the decision. The decision may be annulled if you didn’t receive your Court Attendance Notice (CAN) or if you had good reason for not attending court or if it is in the interests of justice to do so.

Unpaid court fines are enforced by SDRO.

Traffic fines

You may be fined if you disobey a traffic law, for example by speeding or not wearing a seat belt. Fines can be issued by the police or by Transport NSW. Transport NSW issue fines when an offence is caught on a speed or red light camera.

You may also accumulate demerit points when you are fiend for a traffic offence and your licence can be suspended if you accrue too many points.

You may be given a Court Attendance Notice (CAN) for some traffic offences. If this occurs, you will have to go to court and the court will decide whether to fine you and/or disqualify your licence.

Infringement notices

The police can issue fines called Criminal Infringement Notices (CIN) for minor offences such as shoplifting or offensive behaviour. If you have received a CIN you can elect to go to court and have it dealt with as if you had been charged with the offence. It will appear on your criminal history. You should get legal advice before electing to go to court.

You can also be fined for public transport offences such as travelling on a train without a ticket or placing your feet on seats. Police or Railcorp Transit Officers can give these fines, which are called penalty notices.

Councils can also fine you for many offences, including not cleaning up after your dog and littering.

Many government agencies, such as NSW Fisheries, can also issue fines.

If you accept the fine, you can either pay it or ask to pay by instalments. If you don’t pay you will be sent a Penalty Reminder Notice giving you 28 days to pay. If you weren’t the person responsible for a camera or parking offence you can nominate the person responsible and the fine will be reissued to them.

You can ask the SDRO to withdraw the fine if you believe it is not fair, or you shouldn’t have been fined, or if you weren’t the person who committed the offence, or if you have a clear driving record for the last 10 years (if it relates to a traffic or parking matter that carries demerit points).

Electing to go to court

You can elect to take a fine to court if you don’t believe you committed the offence or if there are other reasons why it should be reconsidered. You can plead not guilty and defend the case, or plead guilty and explain to the court why you broke the law and ask for leniency.

You can also write to the prosecutor (called making written representations) explaining why you are not guilty and ask them to drop the case against you. However, the court may order that you pay a higher fine and/or court costs, so you should get legal advice before electing to go to court or writing representations.

If you don’t pay or arrange to pay by instalments the SDRO may enforce it by:

  • sending a reminder notice
  • issuing an enforcement order
  • cancelling your licence and vehicle registration
  • seizing your property or garnisheeing your wages or bank accounts

If they take any of these steps you may still be able to pay the fine, or pay it by instalments or challenge it in court.

If you require legal advice or representation in any legal matter, please contact Go To Court Lawyers.

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Frequently Asked Questions

What is the difference between a private fine and a government fine in NSW?

Private fines are issued by companies for breaching contracts (like parking violations) and must be enforced through Local Court proceedings, while government fines are penalty notices issued by police, courts, or agencies that can be enforced directly through the State Debt Recovery Office. Private companies cannot use SDRO enforcement powers and must prove you entered into and breached a contract with them.

Can I appeal a court fine in NSW if I believe the penalty is too severe?

Yes, you can appeal a court fine in NSW within 28 days of being fined, either because you dispute guilt or believe the penalty is too severe. If you weren't present when the case was heard, you may apply to have the decision annulled and re-heard within two years, provided you meet specific criteria such as not receiving your Court Attendance Notice.

How much does it cost to get legal advice about fines in NSW?

Go To Court Lawyers offers a fixed consultation fee of $295 to discuss your fine matter and legal options. This consultation allows you to understand your rights, potential defences, and the best approach for your specific situation. Getting professional legal advice is particularly important before filing appeals or making critical decisions about penalty notices that could affect your driving record or criminal history.

How can a lawyer help me with my fine in NSW?

A lawyer can review your penalty notice for errors or defences, advise whether to pay or contest the fine, prepare court documents for appeals or annulment applications, and represent you in court proceedings. They can also negotiate payment arrangements, help with statutory declarations, assess the strength of your case, and guide you through SDRO enforcement issues to achieve the best possible outcome.

What are the time limits I need to be aware of for NSW fines?

You have 28 days to pay court fines or apply for payment extensions up to 3 months. Appeals must be lodged within 28 days of being fined. Applications to annul court decisions must be filed within two years. For penalty notices, you typically have 28 days to respond. Missing these deadlines can result in enforcement action through SDRO, including licence suspension and additional penalties.