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Help – I Have A Debt Collector Chasing Me! [Video]
Updated on Aug 11, 2015 • 2 min read • 193 views • Copy Link
Help – I Have A Debt Collector Chasing Me! [Video]
How to deal with debt collectors harassing you.
https://gotocourt.wistia.com/medias/qhilkbjv7k?embedType=seo&videoFoam=true&videoWidth=470
The first step is to establish how much you owe and if you owe the debt that they’re chasing. The best way to attempt to resolve it first of all is to try negotiating.
You should contact them, establish what you owe, see if you can negotiate with them and come to an arrangement about how much you can pay, how you can pay it, what they will accept in terms of payment. If the debt collector is harassing or hounding you, continually approaching you, continually making approaches and advances and you’re not comfortable, you can complain to the financial services ombudsman. If the debt collector is chasing on behalf of the credit company or financial institution, you can contact them about it.
But essentially if a debt collector makes contact, it’s because they’re attempting to serve you with something, they’re attempting to collect the debt that you owe, so you do need to respond, you do need to make contact and you do need to try and sort out the debt and try and establish what it is they want and try to come to an arrangement but certainly you shouldn’t feel intimidated and you shouldn’t feel harassed and if you do, you have the right to take that further.
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Laura Turner
Senior Associate
Laura Turner holds a Bachelor of Laws and Bachelor of Arts as well as a Graduate Diploma of Legal Practice. She is admitted to practice in the Supreme Court of Queensland. Laura began her legal experience through volunteering with the Student Legal Service offering free advice to students, and through a clerkship in the conveyancing team of a law firm in Hobart. She also volunteered at a Prisoner Legal Service, assisting inmates to obtain parole. Laura has a strong focus on family law, criminal and traffic law, although looks to broaden her knowledge into migration and civil law.
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